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Lubenow Agency
856-866-2020 or 908-272-1812

2019 Key Plan Changes - Group Health Plans
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Platinum POS Plus National Access $15/$30
Gold EPO Regional Preferred $30/$60/20% Coins
​Gold EPO HSA Regional Preferred 0%/0%
Gold EPO HSA National Access 10%/10%
Gold EPO AmeriHealth Advantage $10/$30
Silver EPO HSA Regional Preferred 0%/0%
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Silver HMO Regional Preferred $50/$75

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Personal Choice PPO Platinum Preferred $20/$40/$150
Personal Choice PPO Platinum HSA - 50 ($1,600/100%)
Keystone HMO Gold Preferred $35/$70/$650
​Keystone HMO Silver Classic $3,250/$30/$60/50%
Keystone DPOS Silver Classic $4,250/$25/$50/70%


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Plan N
​Plan W

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Horizon Direct Access Platinum 100/70 BlueCard
Horizon Advantage Direct Access Gold 100/80/60 BlueCard
Horizon Omnia Silver
​Horizon Direct Access HSA Silver 100/70/60 BlueCard
Horizon HSA EPO Compatible CDHRX (Grandmothered)
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Horizon HSA EPO Compatible CDHRX (Grandmothered)
File Size: 1144 kb
File Type: pdf
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Locations

214 West Main Street, Suite 101
​Moorestown, NJ 08057
15 Alden Street Suite #8
​Cranford, NJ 07016

What Our Clients Are Saying



"Best service, professional and thorough
Lubenow Agency has provided medical, dental, long term disability, life and accidental death insurances to our company for many long years. Each year, prior to our renewal, we are shown the options, any changes in the benefits and the pricing applicable to the various choices. They are a highly experienced team with an excellent support staff. Our people often call them to inquire about their coverage if our management cannot answer their questions. This saves our company a lot of time. Many of us also have various personal life insurance policies with them. One time they even provided me an excel spreadsheet of my personal policies listing all the details that I requested, expiration date, coverage amounts, payment due dates, etc. Service doesn't get better than this! We highly recommend them."

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